Episode 29

full
Published on:

26th Feb 2026

Going Pro Level With Your Money

What does it actually mean to go pro with your money?

In this Three Thoughts Thursday episode, I wrap up February’s entire money series by bringing together partnership, nervous system regulation, and financial clarity into one grounded standard: professionalism.

Going pro with your money means:

• Treating money as a partner, not a parent

• Regulating your nervous system before making financial decisions

• Choosing clarity over drama

We explore how red zone and blue zone nervous system states influence panic discounting, overcommitting, avoidance, and financial shutdown — and what green zone leadership actually looks like.

Professionalism with money isn’t about perfection.

It’s about commitment.

It’s about keeping your appointments.

It’s about knowing your numbers.

It’s about leading instead of reacting.

If you’ve been following the February money arc, this episode ties it all together beautifully.

Transcript
Speaker A:

Welcome to three Thoughts for Thursday, where wisdom meets momentum.

Speaker A:

Here's Kimberly Beer, entrepreneurial, wise woman and cyber sorceress to share three sparks to challenge how you think, create and lead.

Speaker B:

So today my three thoughts are turning on how to go pro level with your money, how to truly show up as a professional in a stance of where you are a money manager, where you're showing up in true partnership with your money and that means building a professional relationship with it.

Speaker B:

So my first thought is that going professional means that you don't treat your money as a parent, you treat it as a partner.

Speaker B:

So we've spent this entire month reframing money as a partnership and not a power dynamic.

Speaker B:

And that probably is the most key lesson that I hope you have walked away with over this month of episodes.

Speaker B:

Professionals do not beg their partners.

Speaker B:

They don't rebel against them either.

Speaker B:

They collaborate.

Speaker B:

Being truly in a professional relationship with your money means you don't wait until you feel ready to look at your numbers.

Speaker B:

You don't avoid your bank statements because you're in a shutdown or a freeze zone.

Speaker B:

You don't rage spend or rage discount because you are in a fight or flight space in your nervous system and you meet your money consistently in a weekly meeting just like you would a board member for your business or any other partners that you have.

Speaker B:

Professional means keeping your appointments and in this case it means keeping your appointment with your money.

Speaker B:

Money behaves a lot differently when you treat it as a partner, not as a villain and not as a life preserver.

Speaker B:

My second thought is being professional with your money means that you regulate before you make decisions and you understand that when you are in a red zone or a blue zone, meaning you're in fight or flight or you're in shutdown, you make decisions around money differently than you do when you are in a green zone of being in flow.

Speaker B:

Unregulated decisions are very expensive.

Speaker B:

When you are in that kind of fight or flight panicked state, your decisions might look like panic discounting so that you can create and generate revenue in your business.

Speaker B:

Overinvesting to prove something or hiring or firing people just based on urgency alone.

Speaker B:

And that's not any way to be.

Speaker B:

It also might look like creating a really fancy sales page and over committing to your clients to a point that at the end of the day it ends up costing you more than you make because you've over committed and over promised in order to entice people into your program.

Speaker B:

Those are places where we're making decisions with money based on our panic the shutdown part of this might look like avoiding our bookkeeping, not sending out invoices or forgetting to follow up.

Speaker B:

It's all of those places where we kind of look the other way and say, I don't want to think about that right now.

Speaker B:

Stay over there.

Speaker B:

I'm not comfortable with you in this moment.

Speaker B:

Green Zone decisions, however, look like reviewing your data without a self attack, adjusting pricing so that it fits for your target market, and making slow strategic investments that will move the needle forward with your money.

Speaker B:

Being professional with your money isn't just about spreadsheets, it's about your state of mind.

Speaker B:

And a dysregulated nervous system will sabotage even the best financial plan.

Speaker B:

Plan a regulated one, turns an average strategy into steady wealth.

Speaker B:

And it's really important to consider how you're showing up in your partnership with money on a regular basis and from what state you're making these decisions.

Speaker B:

The third thing I want to talk about today is Being professional means Choosing Clarity over Drama Again, money and numbers can tell stories to us that may not be true, or that maybe are triggered by our childhood trauma or the cultural lessons we've learned, or even our past traumas.

Speaker B:

Overall, it can really get us into a space where we're not making decisions based on clear and obvious facts, but instead moving with the drama of the moment.

Speaker B:

Money drama is seductive.

Speaker B:

It gives the ego something to really chew on.

Speaker B:

But professionals will always choose clarity over that storyline.

Speaker B:

In the money contract you made at the beginning of the month, and if you haven't done so, now would be a good time to go back and take a look at that Make It Happen Monday episode, you clarified what money is responsible for, what you are responsible for to a degree, what sustainability looks like and what progress actually costs.

Speaker B:

When you are vague, money feels chaotic.

Speaker B:

When you are clear, money feels very directional.

Speaker B:

Professionals know their numbers, they know their margins, and they always are in consideration of their next move.

Speaker B:

It's not because they're perfect, it's because they're committed to maintaining their part of the partnership that they've created with their money.

Speaker B:

Thanks for hanging out with me today.

Speaker B:

Thank you for hanging out through this entire month about money.

Speaker B:

I have one more bonus episode around Money with my friend Sarah Nadler that will be out as a bonus episode hopefully on tomorrow.

Speaker B:

Tomorrow, which would be on a Friday from when I'm recording this.

Speaker B:

But if it's not there, it'll be there over the weekend.

Speaker B:

I appreciate you hanging out through these many episodes.

Speaker B:

I hope you found them really interesting and entertaining and if this is the first one you're having contact with, there's a whole ton of them that were recorded in February of 26 that you can go back and listen to, and I think they'll be valid far into the future.

Speaker B:

Thanks again for being a listener.

Speaker B:

I appreciate all of you.

Speaker A:

Thank you for listening to the Be More Business podcast, where wisdom and innovation merge to create a business that supports the life you want to live.

Speaker A:

For more resources, courses and inspiration, visit Be more business dot com.

Listen for free

Show artwork for Be More Business

About the Podcast

Be More Business
with your Entrepreneurial Wise Woman Kimberly Beer
Create a business that supports the life you want to live! Join 30+ year entrepreneurial veteran Kimberly Beer and discover how establish sustainable practices in your business covering everything from the basics of starting and running a small business to technology and even the personal growth aspects of entrepreneurship.

About your host

Profile picture for Kimberly Beer

Kimberly Beer

Think of me as your Entrepreneurial Wisewoman, I optimize the most important asset in your business: YOU! I do this through knowledge earned from 30 years of my own entrepreneurship helping my clients ideate, build, market, and automate their small business. I have a unique toolkit of skills that address the toughest aspects of entrepreneurship fall into the gap between your therapist and traditional business coach. I am known for my out-of-the-box approaches including drawing on the wisdom of nature and horses to inspire you in the changes you seek. I lead an active and supportive community of like-minded business owners who are creating a business that supports the life they want to live.